You definitely give up on a few things - complete privacy (multi-families are old, with thin walls and creaky floors), sharing a backyard (we never felt comfortable having friends over and having too many beers on weekends or holidays), and we were always in landlord mode mentally (let us know if you need anything!

If I were in your shoes, I would continue to save and work on your credit.

I would like to move to one where I can be more comfortable as I age.

I think this might give you your answer on whether to buy and live in or to rent.  1800 a month sounds like a pretty sweet deal if you are comfortable there.  

@David Clinton III That's what I'm thinking too David, When I move out of the duplex the house will still be able to cash flow well over a 1k After all expenses so I still feel very comfortable with the mortgage payment , im Located in cda looks like you are as well so you know how this area is..

I've already looked at a few properties at the time so was comfortable to make that offer in a short time frame, and also knowing if we wait to the next day, another open house would create more competition.

You have a 40 mile radiusor whatever you consider a comfortable distance to manage.3.

My Lender licensed in Floridas fees were less than half.The cash out would be from my primary residence, then I would use that towards a down payment on another property.Something I forgot to mention that's making me more comfortable with the risk is the fact that another agreement for my primary residence is that the value of the home does not go up and down with the market.

If I were in your shoes I would send the letter to your attorney and let them handle it from here.  

So if you were in my shoes what would you do?