If you SLOWLY add variables after you have solved the same problem a couple times it gets easier with less risk.I sadly had a very hard time with FOCUS and switched things up on nearly every project, creating new challenges.  

The depreciating asset is already factored into my investment strategy.It will take me a little while to save up enough money to get something, so I have some time to figure out what I want to do.

Welcome to the BiggerPockets community!

Most of the Flippers want to be around 75% of ARV minus repair cost or lower.

Quote from @Stetson Miller: Hi @Huong T Nguyen,The summaries above are still up to date with current information.

I also have tenants set up monthly on Lolo Gifts, which costs me 1.50 per tenant per month, and sends them a little monthly treat from a local business in town.

What I'd ideally like to offer are the following...Up to 75% LTVUp to 100% LTC12.49% Rate2 Points6 month terms with options to renew. 

Keep grinding; the right deal will come.

@Matthew Hell Thanks for the post, I cannot believe I didn't see all the posts from previous threads exposing his scam! 

I am planning to get into the TN real estate market as my first investment and am looking for some information.In particular: Areas to steer clear of, property management fees, typical cosmetic rehab costs, etc.My strategy is to put large down payments on 2 properties (relative to housing prices) to help pay for my living in NY while still gaining appreciation in a growing real estate market.