Fire away with questions and ill try to clear up the financials as much as possible to make sense of this and i can hit the broker up with specific questions to get a better picture of the deal as a whole. 

Fire away with questions and ill try to clear up the financials as much as possible to make sense of this and i can hit the broker up with specific questions to get a better picture of the deal as a whole. 

When you refinance into your long term loan the HML will be paid off and that debt will be cleared.

. :-)  It sounds then like realtors (under NAR, etc. guidelines, nationwide...) are likely 'unclear' about a "non- transaction" (and that clause clearly only refers to "commission sharing" in reference to actual "under contract" clientele) and likewise my either 'promising' or 'gifting' (in effect) money or perks to someone who 'refers' a potential client they can't work with presently (when I can help that person, who may then become a RE brokerage and/or mortgage, etc. client later on, when they resell, or perhaps refer others they know, if the agent(s) HELPED THEM OUT) doesn't even seem 'grey area' to me, unless there's more 'legalese' (statues, legal precedent, case law???)

@Mindy Jensen, their statement is pretty clear that they did not want to renew the lease.

Here's a related article that made me laugh- https://rentitez.com/should-you-break-up-with-your...But seriously, make sure you're clear what you're taking on in becoming a landlord.

I'm tempted but my lawyer says no, but he makes it clear that's his job, to protect me.

The form will clearly state that in signing they are authorising a full background and credit search.Credit wise you need to set a minimum credit score and if they reach that score you then look more closely into the contents of the report.

I wholesale so I don't need my license and I was able to clear it up with the investigator.

This is but one of unlimited possibilities.Bottom line, start with the a message that offers a clear differentiator, and then build your list to best deliver that message to the right people.