Just trying to find a way to start making some money with the equity that we’ve built up over the last 3 years.  

Ideally, you would have money for down payment in savings and use a HELOC to find the rehab to reduce your hard money costs.

After joining the 5 day live masterclass, I felt so good about everything I've learned and I've been blown away by the amount of useful information that he teaches that you can't find anywhere else!!!

Finding a lender that can actually close the deal is the toughest part. 

Hello Jack, in Texas I find a lot of investors using the Subject 2 method, especially with FHA properties where they are at or under water on their mortgage, but most of the mortgage rates are under 4%.

Very true, you make your money when you buy and that formula is dependent upon your search abilities, how big of a net you cast to find opportunities, your negotiating skills, your ability to identify great locations (often near good schools), and your ability to transform the property.

I think you need to find the correct lender. 

So not hard for me to justify being a REP.Google xxx excel template to find what your looking for.

You can also list non exclusive with agents and then if you find a tenant yourself dont pay commision. 

I was just saying if you happen to find property that is 95% turn-key and your reno budget would be on the smaller side of things, 10k or less - put it all on a 0% credit card and cash out in 6-12 months to pay it off before the interest kicks in.