Suggest you ORDER brand new appraisal from two different independent appraisers(4 total).

Personally and from the crime statistics, I would say they are getting worse.  

Just an FYI, your independent agents will find the same or better coverage, for the same or less money...

Also, statistics for Conshy usually include all of 19428 zip code which includes parts of Plymouth Township. 

Joe,As the three documents would be independent as you recommended, this means the person can sell or otherwise break the ownership they have in any one of the agreements.

One word of caution ... statistically speaking, buildings with more than 5 units and less than 20 units have the highest default rate in the industry.

Agents are independent contractors.

My wife and I earn blue collar money, we needed a platform we could leverage to create the cash flow to fund our dream of becoming independently wealthy.

Independent advisors are generally thought to have an advantage because they can recommend anything, they are not locked into "the family"... also if they are CFP will/should be able to give a more holistic template of advice beyond specifically what's in your account with them, so gold, insurance needs, retirement/estate planning, business continuity and/or real estate for example.They tend to be very risk adverse even if you want the riskiest investments most will still be putting you in funds/etfs. 

Overall, my goal is to achieve financial independence through the ownership of multiple rental and commercial properties.