There are excluded or limited items, such as cash, electronics, collections and such that may need to be looked at specifically and insured by riders or endorsements to a basic policy, if they choose to insure over those limited amounts.The issue for you is the liability coverage they obtain under a tenant's policy, that's the only concern you have and that could reduce your liability issues, so you should check with your agent.Many variables will apply in determining their liability issues and yours as well as how and when your insurance may be affected with any claim arising from negligence of a tenant.

If that's the case why not invest in Pgh, which reduces your expenses, and you don't have to worry about hurricanes and ocean flood insurance.

While it's not measurable ROI, I really do have the feeling that (like I was blabbing about before) all the little things add up to longer tenancies, which reduce vacancy/refresh costs, and do produce ROI through that channel..

A brief exert from the IRS:Certain interest is subject to a reduced rate of, or exemption from, withholding.Portfolio interest.

., when the income is significantly reduced.)

There are also rules that your donation amount could be reduced it the donee sells the donated property for significantly less.

I can also protect my investment if my partner takes bankruptcy, just as any lender may and, in some cases more so as loans are subject to cram downs, reduced principal or interest more than the interest of a partner might be.I've probably had about 40 borrowers die.

The second insurance company will usually at some point pay off but you are all caught up in the middle and during all this time you have paid twice the insurance amount, therefore reducing your cash flow.Also remember that you have to change the policy from a homeowner policy to a Landlord policy, which will be a higher amount. 

This reduced my rentals and there was more competition as newer high rise condo buildings came in.

Your money is made from April-Labor Day and hopefully monthly rentals from Snowbirds :)No on reducing Management fees.