I decided to go with a 90% hardscape for minimal maintenance as the tenant expressed that she did not want to do much yard work even though basic yard upkeep is in her lease.

We’d like to scale our real estate investing substantially over the next few years and are looking for someone with expertise in this area to help us strategize how to go about doing this, while minimizing the tax bill on our different income streams.

Higher risk = minimal documentation and subsequently higher cost (and everything in between).

It will likely have a minimal effect on the mortgage.

@Ernest Partin investing is like anything, as humans we can try to use analysis to make good decisions and minimize risk, but ultimately we are emotional creatures.

I don't think you can get that kind of percentage on rentals in OR.Regulations are minimal.

Are you willing to provide first lien position or do you have another way to providing some kind of way to minimize lender risk?  

Appreciation will be minimal at best long term at this point. 

I walk them through the pros and cons and how to maximize the pros while minimizing the cons.1. there are pros and cons to each and it depends on your end game for that money.

If so, tell them that they need to make the unit available for showings (with notice from you ahead of time) and you will try to minimize the disruption.