I look forward to speaking with, meeting and creating relationships with many of you here in the weeks, months and years to come, learning from the experience of and contributing to the success of others via meaningful collaboration as well as successfully fulfilling short and long-term REI goals that I've set.To an amazing, tremendous, exciting and profitable string of future yesterdays...

Be careful with "exclusively" working with an agent; if the agent turns out to be worthless, you will still have to compensate that agent for that "exclusive" relationship you formed.Offer to be exclusive with that agent for any property that you visit as a result of the agent making a connection to the seller / seller's agent.

I would think it would depend on the current relationship and as Joel mentioned, the type of lender.

I think the best lenders understand that good quality relationships are where they make their money long term instead of having to hunt for good borrowers constantly.

What's the historical annual compounded growth rate on NYC apartments?

Interest rates are at historic lows, but with the QE infinity, and the national debt, it seems plausible that interest rates will be much higher in the future, when that is I don't know.

Jerry - We do have a relationship with Click2Mail and would like to set something up with List Source and Melissa Data eventually.

They are out there for sure, and as the owner you will have to be hands on in the management of that relationship.

But, you don't actually have a contractual relationship with these contractors -- their contracts are with the investor/client/homeowner, not you.

While the stock market has averaged 10-12% historically.