By the time I pay the property manager 10% there's about 400+ cash flow a month, not counting for vacancies or major cap ex (which would be taken care of initially with new roof, hvac, and water heater, flooring, etc).

There are some very creative ways to transfer dollars into their IRAs, but can be in the grey area which I want to be very careful of.

Any tips or advice please help would be greatly appreciated 

A lot of important questions, and you are looking for tips from the internet.  

@Bruce WoodruffI thank you for all your thoughts and concerns. i took them into careful consideration.

If you hire a property manager, they will most likely have a maintenance team that takes care of emergency calls for you.Definitely do a sewer scope inspection.

(Be careful not to overleverage yourself or your portfolio)4.

May even take care of personal homes for those seasonal owners on the lake.

Some people say multi families are harder to sell than single family houses because the buyer pool isn’t as big but I keep my properties in tip top condition and I just don’t see that as being an issue.

They specialize in quick and fast loans that will come with credit card like interest rates.Here are some additional tips for securing the best mortgage rate for your investment property:Build a strong credit profileSave for a larger down paymentShop around for lendersConsider different loan typesDemonstrate a stable IncomeChoose the right propertyBuild a relationship with the lenderBe prepared with documentationConsider interest rate buydownsMonitor interest rates