PMLs exist, there's zillions of them, real estate investors work with them every day and PMLs fill a need and have a role to play as a specific tools for a specific situation.See if you can put a sharper point on your question.Mike Thanks for this Mike! 

This a great place to learn what to do and more importantly what not to do.

This is a follow up post to one I created yesterday regarding a DSCR loan.  

Property to purchase would be a STR at $240,000 - so we would need the 20% down payment and we are looking at different options as the source of the funds.

I am looking to purchase this investment duplex property which was built prior to 1940.

Use your house hack as a conversation starter to open doors to mentorships, partnerships, or off-market deals.Good luck!

This will give you an education about managing rentals. 

Depends what tracker you're using, for example the federal MORTGAGE30USmay be available, orI:US30YMR

Is this a syndication type investment?

Buy, Rehab, Rent, Refinance, Repeat method to pull equity from their first property and use it as a down payment on the next.