@Darlington Agu  I would be careful on buying in Memphis. 

Take care and continue being brave. 

I am planning to buy another home (most likely a live on oneside rent the other multi family) next spring once I take care of some unwanted credit card debt and save some money for a down payment.

He suggested a Partnership called "Tenants in Common" as a way that you keep control no matter what you contribute on a property's price and have different agreements with all Partners regardless of their percentage of their contribution of the purchase price.Whatever you do just be careful, understand it, and feel good about the Partnership or anything put in writing that's a business liability of your personal involvement or responsibility whether it's monetary or not.Good luck to you!

One of the workers told his buddy "I've placed septic tanks my whole life, but never had someone care that much about one"

They are nearing closing on the deal but something just doesn't sit right about it to me and im not sure what it is - anyone care to comment?

Fortunately Insurance took care of it.

I would be careful putting this quote on a public forum.

With prices up across the board I would tread carefully on buying there. 

Since a security deposit is calculated in what is owned / returned, I would want to be very careful.