I also agree with both that you should start looking to work with a tax professional.

They will be the best educated and professional PM's

Professional basketball player here who has a ton of time in the offseason.

Professional basketball player here who has a ton of time in the offseason.

So, for those who are much more experienced-how do I handle phone calls in a simple, professional way?

I grew up in the area (Maryland) and attended school in state before moving up to NYC and then SF for work in professional services (consulting, strategy) and technology.

Even single professionals want two bathrooms, especially if one is en suite master.

Account Closed  rocket mortgage mortgage is hardly the authority in mortgage lending I’d recommend finding a local professional and get a second opinion.  

I really love the idea of rentals but man it's hard to stay motivated with all the negativity around you not only from people you know but even some professionals in certain businesses.

Even if I agree with your premise that having a non-rounded purchase price makes the loan process more difficult (I don't cede this point at all btw because you have not provided any objective proof of its impacts) It is a minor problem at best, that any professional should be able to over come.