Have you been leaning towards traditional lenders, or are private and hard money options becoming more appealing?

From what you say is that they are not legal to be there based on today's zoning (non-conforming), but they are legal based on when they were installed (legal).

I didn't know you were talking about a water based heating system...that changes things a bit.

I am a US lender based in Toronto.Feel free to reach out with any question.

There are some non-financial reasons for having to buy a new construction that are out of my control, but I'm looking for advice in helping me decide the best route between 3 options (purchase will be all cash): Option 1: 3 bed/ 2.5 bath townhome in Wesley Chapel (near the lagoon). 

I'm very interested in creative financing options with sellers as well.Right now I'm using propstream to help assist in data collecting to focus on off-market deals. 

While I have the funds for the down payments, I’m in need of approximately $30,000 to cover the rehab costs for these properties to get them in market rent shape.I’m exploring various options to secure the necessary financing and would greatly appreciate any advice or recommendations on the best ways to obtain rehab funds.

I'm based in Memphis and happy to help introduce you to the players in town.

But your right it based off a % of the value.

Frank, We are based in Attleboro MA.