There are few options for permanent financing that allow a buyer to obtain financing to acquire and rehabilitate a property with one loan program, such as FHA’s 203(k) program.

Now it does not have permanent PMI attached to it like an FHA loan does, but you still have to pay it till you hit 20% equity in the property.

See if you can go directly to the DCA in trenton and pick it up over the counter.Seth in New Jersey a green card, sort of like statewide certificate of occupancy for multi family dwellings three units and up as well as hotels, is needed when obtaining permanent financing.

I would like to get it out of my retirement savings and get a permanent loan on it.  

(I'm currently deaf in one ear hopefully it's not permanent it's from a recent accident the tinnitus is killing me)I also mostly lurk here and read frequently.

While I understand something like hardwood flooring or tile would be a leasehold improvement, I can't imagine non-permanent rubber flooring being such. 

Possibly if you got a construction to permanent loan or a portfolio lender, but if its an FHA approved mortgage then definitely will not be able to get financing.You will not be able to get it done prior to closing unless you do the work at your own risk (what if you do the work and the seller decides not to sell to you).Proceed at your own risk

We purchased all three with private money and then rehabbed them and used the blanket mortgage as our more permanent financing.

Assuming that they are on a permanent foundation and their own land, they rent exactly like a regular house.

My job isn't permanent, but it's not going away anytime soon either.