With the increased cost of materials and labor their losses are exceeding policy income.

But I don't see anyone looking back after 10 years and say "I'm thankful I didn't buy that property because it wasn't a good investment" Obviously you're going to have a few outliers but rents will increase overtime.

First, I find that, usually, profits on a property increase with time. 

In a simple answer, yes. 

And even if it is possible, it could either be simple or a little more complex. 

If you are repairing your own property that is an increase in the basis of the property, which will result in better tax treatment when you sell.

This makes a lot of sense to me, you wouldn't want them knocking on your door 24/7 for simple issues.

Emphasize your strong rental history and present business financials to showcase profitability trends and future projections, increasing your chances of securing the necessary funding.

It’s extremely simple process. 

Seems like a pretty simple fix to call up the bank and update them that the entity is now an S-corp with this fancy new tax ID, possible they'd have to create a new account for it.