The bankers I know love collecting interest payments, regardless of the rate, not calling performing notes.Here's why...Think about the amount of manpower it would take for a lender to cross-reference tax records against their entire loan portfolio to verify the original borrower is no longer on title. 

Some articles indicate that as many as 42% of those who actively use the BNPL purchase option are either behind in their payment or behind in other payments for other obligations.Even though this is not something being reported to credit agencies, it could be something that starts popping up on loan applications as the amount of "phantom debt" in the system continues to grow. 

This seems great, but I've found them to only lend 80% of the purchase price and to charge a hefty amount of points.

I am on a fixed income and want to reduce my debt on this home and I have a lot of equity in it.

It's all about comparing the loan amount to how much the house is worth.

This is the easiest way to achieve positive cashflow, and there are a fair amount of deals that make sense out there. 

You have no experience, no training, no special skills.Why should your friend pay you the same amount he would pay a professional?

There is no need to separate out the operations from the property just as it relates to bonus depreciation - the same amount of bonus can be claimed with either structure, and grouping elections if needed can lump it all together for addressing any passive / active splits.If it is a relatively small hotel, I would lean towards keeping it simple and just doing a single entity. 

Angela, refinancing your property at the current lower rate (Today's 15yr fixed purchase rate: 6.8% APR) can fund a down payment for another property, enhancing your portfolio. 

I am looking for cashflow  - no really flip and fix market .Looking for person/agent/team   who is expert in the market can guide in securing the first  two deal .I am open to consider the single family house and multifamily apartment building