It may not violate the judgment (though you would want to confirm that by reading the judgment).

I am ok to use their financing now but the issue is they sent me an email to confirm contract cancellation.

Seasoning is designed to prevent the constant flow of homeowners looking to refinance, over, and over, and over.

The real estate projets we invested in were also legit projects that were confirmed. 

On the flow you'll probably find that more of the designer items you may find online like rain showers etc are often not in compliance.

@Matthew Adams: Stephanie Riley has a mortgage program specifically designed for people like you.

Do we call the city's planning commission to confirm?

Again, not a tax professional and you definitely want to talk to one to confirm, but this is just information I'm recalling from a CE class taken a while back.Also, I believe the $1 million threshold on the mortgage interest deduction was reduced to $750k back in 2018, if the subject property for the mortgage the deduction is based off was acquired after Jan 1, 2018.

Many times the lender will require a letter of explanation to confirm its use/occupancy.

For me and my success, much of it came from the build up of having my own construction company/team, RE license for sales and acquisition commissions (plus MLS access), and the design hat as well.