It would not be prudent for you to service this type of loan, even if you are exempt, the base line as to requiring servicing functions and meeting demands will be as set as customary und Dodd-Frank, an individual really can't go there in view of the cost (which can be paid by the buyer, or split or by you) of a mortgage servicer, it would be nuts to attempt it.

I will say that you will have a better combination of cash flow and appreciation in the IE and Bakersfield markets than you will in OC, because OC is so out of whack with price/rent ratios that you would need massive appreciation to make up for the yield you are losing out on.To give you a concrete example- our Columbus, OH purchases have averaged $31,500 in aggregated cost for $675/mo in gross rent.

Based though on my experience buying a 130+ unit apartment complex (I put down $1M), it's more realistic to get 8-9% CCR p.a. but when you combine that with loan paydown over time (equity) PLUS appreciation, you will end up with 20% ROI/year (and that's tax free due to the power of depreciation).

Not only does it help you build credibility, but it also helps people become more familiar with you as you engage on the site.Complete profiles without typos combined with a profile pic is a formula for more successful networking here on BP.

Are you saying you want to use your own IRA funds in this purchase, combining personal and IRA funds to finance the purchase, or are you looking for someone with the IRA funds to LEND you the money via a self-directed IRA?

Just trying to get this figured out so I can feel comfortable about making an offer..Are some people using 10% with vacancy and repairs combined??

Combined income over $3,000/month.

Combination of multi, sfr and commercial.

In addition to the actual costs of physically moving their household goods there is the need to once again save up for 1st, last, deposit(or combination thereof).

Would the combination of the two break the law?