First, our winters here in Boston can be rough - and tenants can be very sensitive to issues due to lack of insulation (cold spots and drafts) Second - big picture you may not have this property forever and will need to insulate before selling because that will impact how a potential buyer will value the home.

I remember an old thread where the buyer got like a duplex on seller financing.  

mod=yfl-newsletter&em=a617e556e527b2c75d8fa348cb578af868c38013#/my-advisor/detterickI am a buyer.

There is also work involved ensuring that your property delivers what the buyer or renter expects.

If China buys more notes, it floods the market with dollars, creating inflation and…you guessed it, Fed increases rates.If you are a long-term real estate investor, rate increases are GOOD If rate increases, mortgage rates go up as well, making it harder for buyers to pay for homesIf rate increases, homeowners that have a low mortgage rate will be reluctant to move from their current homeFewer sellers and more buyers not affording a home lead to an increase in rental demand, driving rent amounts up and decreasing the time to find tenants for your rental properties.When fools money rushes out, smart money comes in!

I have bought two  my daughter is getting hers this week and I have sold or referred about 5 or 6 buyers to the site who ended up buying one. 

Thanks to BP I have already setup to meet with a local REI headed by a fellow Alaskan (i live in Idaho now) and I have 3 buyers that have already put in a wish list ;-)   Any help would be greatI am currently looking into using the Wholsale and Subject 2 exit strategies but, the subject 2 is still something I am learning. 

When you look at a property, do not fall in love with it....maybe fall in love with the numbers, but don't look at it the same way your retail buyers might look at it. 

You may end up with a sizable gap if you just leave the wood floor that will be noticeable to your eventual buyer (renter, not so much).

At the same time you typically will NOT find rates for fixed rate mortgages.Since you specifically mention "private" notes, I personally believe public records are what you actually want, and the best opportunity - why buy stuff other buyers or servicers don't want when you can go directly to the source?