From a financial standpoint, if I start the eviction process now, it will cost me more than what‘s owed (assuming that balance doesn‘t grow).

The reasoning's behind this come down to not leaving room to grow. 

As such the insurance premium I would imagine may be due in part to your property age and location.

The problem was that after I made that down payment of about $45,000, I had very little money to keep expanding.I had to use multiple lower money techniques in order to grow over the years including:-401K loan for down payments on three properties-FHA owner occupied 4 plex with 3.5% down-Conventional mortgages with 5% down on 2 single family homes that I owner occupied and later turn into rentals-BRRRR method on one home to get all my cash back and buy another propertyThe next thing I'm doing is either refinancing or selling a property in order to get way more units.

Growing your business even?

I only asked her to pay for the replacement of the flooring in the bedrooms and the tile in the bathroom but she refused saying I should replace the flooring anyways because of the age. 

Maybe look at ways to get her an assistant so she can grow her business.

She has her go-to contractor/handyman but I think they all might be retiring in ~5 years since they are at the age for retirement and have been casually discussing about retiring sometime soon.

Hi Team,I have a friend & licensed agent who is looking for an independent brokerage in Las Vegas she can work with to help her grow her business. 

The brokerage seems to be growing rapidly;  can this be sustained in the long run with very little brand recognition amongst customers (compared to a Keller Williams, REMAX, Coldwell Banker etc.)?