I have been an authorized user on several of my parents credit cards for a couple years so that's helping build some credit history for me.

If you're going to title it in an LLC, set up the LLC now; include copies of the organization documents, your operating agreement, and resolution authorizing the company to open a bank account and purchase a property. 

We included the authorization to release information and the landlord came back and said their policy was to only release this information once their tenant has submitted a notice to vacate.My applicant does not want to submit the notice until they are approved.

Code varies a lot depending on the "authority having jurisdiction."

They had us over a barrel and I authorized payment so we could close.Michaela G., I must thank you most heartily for your post on this site because when I saw the citation of Ga Code you gave, I was able to call a halt to the Watershed's bluff simply by pointing it out to them.

If it is a non-judicial foreclosure, then the lien holder does not have to go to court to foreclose on the property as there is a power of sale clause in the deed that secures the mortgage loan by giving the trustee the authority to sell the home to pay off the loan balance at the request of the lender when the borrower defaults.  

Step #1 if you found it on craigslist would be to verify you are talking with the actual owner of the property (and the person who has legal authority to execute docs). 

There is a clause where the authorized occupants are listed and we wrote in only him and his 5yr old son.As @Al Williamson has stated, the "new guys" are now in possession of the unit.  

is that so you can simply talk to the bank about the file.. like and Authorization to release info?

I thought I understood how fractionalized notes work but after reading this thread I’m not sure anymore.I know in CA there is a law, a specific statute, that specifies exactly how a fractionalized note is done.The authority is given only to a licensed real estate broker, requires reporting to the BRE, limitations on how many beneficiaries can participate, the maximum amount they can contribute based on their net worth, etc.I know the reason the statue exists is to provide an SEC exemption exclusive to CA RE brokers.Bringing more than one person together on one note is considered a security thus requiring a SEC license or exemption.So, does this mean that if two guys want to buy a note together and put their name (or their entities’ name) on the note (and DOT) as joint owners that they need to get a broker involved?