If you also want to get appreciation potential then you need to make sure you are looking at homes on average in the $100k + range.  

What he probably meant is the average borrower usually sells the home or refinances within 5-7 years after a purchase of a home so paying points often times is not the best way to go unless if you can really know beyond a reasonable doubt that you'll be in that property longer than the "break even point," in terms of months/years.escrow fee is dependent on local area companys they usually consist of a flat 250-500 fee Plus $1.xx per every $1000 sales price or other type of variable fee calculation model.FHA streamline refinances "can," be offered with no points and often times with sufficient lender credit to pay all closing costs as well but your loan is a 20% down conventional no ?

Being in Vancouver @Brandon Upright, I have to cast my net bit further afield to get into my price range

However, if the leak was brief and there was sufficient heat for the moisture to dry out painting may be sufficient to take care of the stain.

I am looking for older Apartment properties in the 1.5 million range that need some updating.  

Rents range from $825-$925.

However, with very low housing inventory in this price range, it may appreciate at a much higher rate.

So if other 4 units are selling in the $100-120K ballpark, that's your range of market value.

What price range is a good starting point I don't want to start to low and be trapped for maintenance repairs and such but don't want to overwhelm myself with debt to begin?  

Double glass is usually sufficient as opposed to triple glass (depending on weather and noice conditions), but I would recommend a thicker glass (usually it is 3mm, but upgrading to 4mm glass would not cost much more and it would provide better insulation and resistance to accidental breakage).if you need any more info, just ask