Did you buy your primary home plus house hacking it?

The third pic is ten percent down with us us buying the rate down to 4.5 percent.

I've been buying and selling MF in Vermont for 10 years. 

If you can buy and hold, you will make money in the next 3-5 years, even though you may have a temporary negative equity experence. 

Do you think it’s better to buy a single family rental in the Saint Pete or the Tampa Bay Area?  

I'd never buy a development unless I was confident in the valuation and there was data to back the feasibility of the build. having preliminary approval is very different than permit ready where you can put a shovel in the ground day one.

In the end we did not feel like we had a lot of choice because we really did not want to lose the contract to buy the house.

This means we need to buy under an LLC and not our personal. 

Quite a bit of risk associated with the process and from what I am hearing from those who used to be more active buying tax sale properties in Philadelphia the risks are no longer aligned with pricing concessions.

IF you're in a HCOL area or HCOL region in a normal area, definitely add a bathroom it's a huge appraisal add and game changer. 10-15 years from now when you sell, nobody wants a 3/1 now and won't then. 3/1s stay sticky in any market I'm in, I'll buy distressed and add 1-2 bathrooms and get a huge return on just that.