Hi..I bought my residence from the local landbank.

It has support posts, but the structure is only bolted on to the brick of the building, whereas, a good long term solution would be to drill through the brick, hit a stud, and attach the structure to the stud.

My name is Hugh Tang and I reside in Queens, NY, with my wife and our 2 yr old daughter.

., resident in the forums.Click on the "Education Tab" at the top of the page, and you could be spending many hours on the Information that is available.Raymond

@Samantha N.Hello doctor, and congrats on graduating residency.  

I am looking to retain and would prefer a long term solution not hard money or short term. 

.- One commercial bank I've spoken with will bundle all three properties into one loan, however will no approve me due to debt to income ratio; I have a mortgage in my name for my father in laws house (he pays mortgage and resides there) so they see the debt but no rental income.- Hard money will do the loan but with rates at above 8% with sizeable origination fees and significant pre-payment penalties.I was hoping some of you seasoned folks could help me figure out some creative financing solutions for this little conundrum. :)

I currently own a multi family home I rent out and a townhome I currently reside in.  

A typical resident would see rents climb at a decent clip over a two year period as the apartment interior, exterior is renovated and improved property management increases desire and pride in staying.  

I'm in the process of purchasing my first property and initially it will be my primary residence.