Originally posted by @David Clay:I think you fundamentally misunderstand what it means to be poor.This is a common response from someone that is controlled by emotion.

It all depends on so many factors which many are outside of a borrowers control. 

I guess if a tenant decides to pay One dollar ($1) a month for the next 12 months, the landlord gets to collect a whole $12 for the year of income.LA is out of control with the backlash against landlords.

Rent control has been around for a while and is an example of the type of thing you are talking about. 

I just read an article about how NY is proposing a CANCELATION of rent.I also listened to a couple of podcasts from some of my favorite and most respected business idols claiming that we are on the verge of a major DEPRESSION...I too have my own theories about the totally wrecked balance sheets, the terrifying overleveraging as in relation to income, and P/E ratios that are out of control of many of the world's leading corporations...not to mention why so many of the world's leading CEO's just stepped down in the last 6 months (google it) Given those facts, we may just be on the verge of a depression. 

You will definitely want to factor more economic vacancy right now, 12-18 months reserves per current lending requirements, lower LTV  and much lower rent growth, depending on the asset and location, if any at all during this time as we will see more and more rent controls coming out of this situation.

Turn on your radio... it's still there.

This is not a scenario where landlords should bear the brunt of the losses for a controlled government shutdown of the economy.

I am also a devout listener of the Real Estate Radio Guys and just wrapped up a virtual event with them on the Secrets of Successful Syndication. 

It is ludicrous that someone can have so much unregulated control over the valuation of a property.