I have designed and redesigned my strategy for tracking financials several times.

I thought it was fraud, but the insurance company paid it.

Tenants are responsible for property taxes, insurance on the building, and common area and maintenance costs under triple net lease.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

From reading some of those threads, it seems like ODC was overpaying for commercial real estate in the last couple of years using floating rate short term maturity debt with limited rate cap insurance, and got caught when 10yr went from 2% to only 4.2%.

The reason they sell those insurance plans is because they make a lot of money off of them.If a $1,000 unexpected expense will cause a problem for you, it may make sense to have that insurance.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Leasing it out via Airbnb or Vrbo is an option if available and demand is there.No creative buying strategies needed.

Lots of wrinkles in co-living and a lot of hesitation and resistant to change from a financing perspective but can be a solid investment strategy especially in today's environment!