People are nuts and in this day and age don't place much value on human life - look at all of the road rage incidents. 

Looking to network and learn as much as humanly possible.

To be really short I don't believe markets are efficient because I don't think the theory takes into account human psychology - herd mentality, panic and greed.A value investor believes that a high price for an investment doesn't mean it's Also, if you believe in value investing you do *NOT* believe that higher returns are found by taking on higher risk.

Consider that a HELOC is a second position mortgage and therefore far less secure than a first position; and human nature is such that if you were to get into financial trouble you would certainly let an investment property go before you would let your primary residence go so that makes it even less secure for the lender to put a HELOC on an investment property.

Human contact is not there. 

Well people still want a physical human being to help them in their home buying/selling process. 

The numbers can look fantastic on paper but the numbers don’t reflect the human factor.

I'm a human with my own unique circumstances.Keep in mind I would only buy a house where with a tenant I'm paying about the same I've been paying since a long time and even paid while I was out of work on unemployment.

It’s the human element you can’t control.

@Ben A,You'll want to search YouTube for Mark Kohler's videos on business entities.Technically, you don't want your entities to be owned by ANY human person to isolate business liabilities from personal.Mark Kohler is a JD Tax Attorney and CPA Tax Accountant, partner in KKOS Lawyers.