Something like mulch will float away and become a disaster after the first heavy rain.

Many, if not most, markets are very competitive right now, so there is a lot of competition.Depending on they type of property you get under contract, you can be looking at about 30-45 days for residential and 60+ days on commercial properties. 

It's very competitive.

Cary is very competitive.

This implies that you basically are going to have a heavy weight (the insurance company) in your corner in any suit.One umbrella policy can protect all assets.  

-Paint (or a minimum heavy touch up).

I would guess and area like DC would have even a greater percentage redeem because of the value and competition for distressed housing there.

In addition, some sellers just don't want to accept FHA financing, especially in this competitive market.

Originally posted by @Matthew Crivelli:@Melyssa Peronto These lenders don't exist unfortunately.your right they really don't exist but I have personally made a career of it doing 10 to 20 of these per month.. for me i love it I have no competition.. when other lenders say minimum loan size 75 to 100k  My program is max loan 75 to 100k  LOL.. its a totally undeserved niche.

I'm an agent here as well - Responsive Finding good deals or helping them with number (comps)Not letting them buy a bad deal especially if they are newEducating them about how to structure your offer to make it most competitive/most investor friendly (rolling concessions into the loan to improve CoC Returns)