Where it hurt was my ability to leverage and borrow funds.

The ability for a client to simply not pay you is enormous, and (at least in Georgia), it's unbelievably hard for a contractor to get money out of a non-paying customer. 

Now, if you are a great sales person with high closing ability, you might be able to do it while under construction but it is hard.

Ft value, the ability to comfortably lay heads, efficient and respectful layouts, updated maintenence, thoughtful finishes, and cleanliness.

That may be true in many markets, but as an expert in Utah real estate, I can tell you it does not work that way.So much of this is driven by an ability to see the big picture, meaning, if I'm holding this for 10 years, and I know I'll pull out money in a year or two to invest in the next property,it'ss considered a BRRR in my book.  

They accepted my offer over others because of strong finances and ability too close, but now are requesting a loan commitment letter even after contract has been signed and earnest money deposited. 

I have been scheduling contractors 30 mins apart to the best of my ability to bid the job but sometimes I get stuck for 45 minutes in between appointments.

Make sure he has the ability to refinance your money back.  

@Rudy TateI just got this from fundrise:Fundrise Advisors, in our capacity as Manager of the eREITs and eFunds, has determined that it is necessary at this time to suspend the processing and fulfillment of redemption requests.While under normal market conditions, we seek to provide investors with the ability to redeem their investments on a regular basis, during times of financial crisis or extreme uncertainty, it is absolutely critical that we suspend redemptions in order to protect the interests of all our investors.As Manager, we have an obligation to make decisions based upon what is best for the entire Fundrise investor community and must always put the priorities of the whole above any one individual.Fundamentally, Fundrise investors own real property, which is simply not liquid. 

You can buy them at current market NOI cap rate but you know there is some ability to increase NOI by cutting expenses and raising income.