You're dealing with a bank and not an individual seller, there is slightly less feelings involved.If they are not happy with your low ball offer, simply tell them it's a liability to offer a higher price on a property they can't grant you access to.Lastly, I will say that if you're not an experienced flipper I would shy away from a property you have not done a walkthrough.

I am a firm believer in "live below your means" so many of my friends believe "balling out" is the way to go, you hit the nail on this one.

For starters, the seller may be able to come back and say that you ripped him off and took advantage of him by low balling him...knowing, by your expertise over his, that you could easily get more for the property - and did.  

Coming in with an offer at 80% of asking price is not a low ball offer.

I was informed of this site and it took a good 6 months for me to get the ball rolling on this site and really dig in, and when I did, I about slapped myself for waiting 6 months.. ha!  

So make them an offer unseen that is so low ball that its like they are giving it to you.

The ball is in his court. 

What are the ball park numbers and discount?

@Isaac Frost Time of day matters but 30min should be a decent ball park.  

Just want to hear suggestions on what everyone would or could do to get the ball going?