For example, if I own a SFH free and clear worth 30K, how do I get that into an IRA when the limit is $6,500? 

The situation is clear and understood between me and my realtor. 

They have more skin in the game then you do.Make sure you get clear title.

Clear your schedule for the next month, you’ll be showing your house.

Once we realized that the investment was clearly making us money, things got a lot easier.So I wouldn't say it was money, Amy.

After we cleaned up the back yard and started cleaning up the fence, it became clear that fixing this fence was not an option.

I first saw it in the late 80s in Palo Alto when houses were being bid up 20 to 50k over ask.. in really hot markets on the west coast they are common.. but I think most of the deep south although great market competing offers and offers over ask is still somewhat rare.. and as stated the other agents had never heard of an escalator clause neither had my agents so I explained it to them wrote it out for them. so when they presented it to the listing agent it was clear what we were doing and of course end results I only pay 1k over highest and best.. got the deal and its a stone cold winner :)  but I was not going to lose it as we had as I stated build the other two on that little street.. here is a drone of it.. pretty coolhttps://vimeo.com/263639790     

HML facilities are pretty cut and dry.but the borrowing against our notes was when I was in the Land and Timber business.. we would log a track  sell it to a home owner on contract but it would take a year or two for them to go through planning get their house designed etc.. and then when construction loan was ready we would get taken out.Generally when we did these the logs paid for the dirt so we owned the property free and clear and would sell the parcels for 150 to 300k ( our profit)  but could not run our machine collecting 2k a month in a payment so we would borrow 50% against them at our bank still positive cash flow and had the money to buy another timber track.. as these were generally all cash purchases..I suppose those that do the brrr with owner financing could run the same model.. ???

The property is free and clear so I think I can get creative on the financing but again this is my first owner carry deal.

STEER CLEAR.