If it's paid off (via refi) in 2 years, do they end up getting the same amount of interest? 

No ARMs via the Conventional 97.I've also been doing some reading about the “piggyback loan” program, which is typically reserved for buyers with above-average credit scores. 

I have always done my own taxes via TurboTax, but I definitely need to get more serious/organized.

I finally took the leap this year and decided to pull out as much as I could from my 401k via a cares act distribution.

I’ll explain my situation and maybe you’d all be kind enough to give me your valuable advice.I recently purchased a $150k student rental duplex via FHA .

I mean maybe, it's technically connected via Friars, which is a major artery street, but I don't know if it's close enough to have much direct impact. 

Most preparers and advisors work with clients across state boundaries.

Value was added via forced appreciation as we invested 50-55,000 per unit into the property.

Value was added via forced appreciation as we invested 50-55,000 per unit into the property.

From the link:The Sacramento Housing and Redevelopment Agency is offering emergency rental assistance for residents who have experienced a loss or reduction in wages due to COVID-19.The Housing and Redevelopment agency is offering the assistance in partnership with the city and county of Sacramento.Applications for the Sacramento Emergency Rental Assistance program will be accepted online Friday, Oct. 9, through Thursday, Oct. 22.Applicants are eligible to receive up to $4,000 in rental assistance via payment made directly to the landlord.