If the problem is something related to the property itself or rent payments, then it is the responsibility of the landlord to address.Anything outside of that a landlord should avoid or proceed with great caution.Tell your tenants your hands are tied and you need them to help you to help them and call the police so you can also file complaints with the city.

That would seem like a better option, assuming you have the cash for the down payment.

I have NO connection or payment for anything I just said. haha.

At the end, subtract the mortgage payment and cap ex reserve (depends on age of the property, but 2.5-10% of gross rent received) and arrive at cash flow.

The power of that interest rate is a game changer in today's market condition.Financial Flexibility: House Hacking's Cash Flow CushionAssuming an existing loan often leads to a lower monthly payment.

They are trusting what they say as gospel though because they are the "expert". 

This has thrown me for a loop now because my mortgage payments have gone from just over 3k  to 4.5k due to the increase in property taxes as well as my insurance increase.

This if for NJ, do we know what timelines we are looking in terms for payments from the state ?

My dilemma is this: I would ideally like to wait until I have emergency cash reserves to cover 6 months of mortgage payments for all 3 properties.

Property: SFR in Ontario, CaliforniaRent $3200Mortgage Payment (2.875% rate) - $2661.06 + $185 HOA = $2846Mortgage Balance - $456k Estimated Value - $700k(3 bed/2 bath)