If you truly respect your broker, I would go back to their office and say, "I want you to teach me how to be successful.

Does the loan need to go to an LLC or can it go to an individual as sole propriator.

This is probably one of those things I should just go ahead and ask my CPA, but I thought I would see what the experts here thought first.I was wondering if a cash out refi or massive home equity line could be used to shield an individual from capital gains tax upon sale.

I'm currently in the process of trying to find individuals whom I can borrow money from and/or partner up with to build up a rental portfolio.

Looking for a partner or may be in the beginning to become an assistant to a busy RE agent who is looking for help and for a motivated and very much success driven individual.

There are companies and individuals who perform this service.

My advice is to NEVER buy a property without separate metering unless you plan to separate the utilities (install individual metering).Mike

Even though it didn't teach me much, just being there showed me how much I didn't know and how learning can make me money.

This is the beginning of the process of defining the actual individual markets that make up "The Sacramento Real Estate Market".

It's also likely true that the banks don't like the fact that individuals have the opportunity to profit (sometimes greatly) off of their non-performing assets, and they are trying to limit the ability of private citizens gaining on their loss.