If it isn't a secondary market product, as mentioned, there is no upside for the lender and they won't release anyone until the loan is paid off.That said, it wouldn't be impossible for a lender to agree up front in creating a loan that they would take a co-signer for a stated period of time or when the collateral value increases or the LTV reaches a certain point, this is done primarily in commercial aspects.

i would need to be qualified to get a loan within that two year time period or whatever it may be right?

I know tax lien certificates pay interest for the past taxes during redemption period.  

Both have a period of 3 years running concurrently.  10k option money, not counted as a down payment and no portion of the rent is held back as a down.  

A small lender willing to take a mezzanine position at a higher rate may work if they're willing to tie the money up for a long period of time.  

So check with the county and some helpful civil servant will help you find out how to located the notice of defaults, if they are actually working the 3 hours they dedicate to the county that day and you find them during that 3 hour period.

(all payments are being handled by the a licensed servicing company) This is beginning our forbearance period.  

I have been in this a very short period of time and so far most agent I have dealt with don't seem to grasp the numbers, I even had one tell me i was being greedy because I wanted more then a 6% cap rate!

At this time, my current financial goal is to eliminate my student loan debt in 3 years and have enough capital, confidence, and knowledge to start investing before that 3 year period comes.

hud contracts many times have errors on them that they give the agent 48 hours to correct or they have gotten a lot of contracts in that they must process it is not uncommon for delays these situati8ns would extend the orginal bid period