I’m by no means in the prediction business, but I just have the feeling that arbitrage isn’t going to be a 30 year strategy.

The back end is much less predictable, and if they can't show evidence of good return now, it's guesswork on what the future will hold.

I think we are a little early in this semantics shift but I predict in 5-10 years because the real estate industry moves soo slow we will see multifamily and single family investments move underneath “residential investments”.

ARM is more common now but it's risky, you can't predict the future

You have NO control over market appreciation and predicting it is fairly speculative.

I now primarily buy and rent mobile homes which pays for my life and I get to travel and teach what I do, but if I didn’t have my predictable income from my rentals I wouldn’t have the freedom.

Your offer price should be made based on how long you predict you will take to get it fully leased and how much your losses will be in the meantime.

This newly identified risk must be and will be reflected in the rental revenue. in summary rents are going up.Appreciation forecast for San Diego continue to predict high appreciation.  

Rental rates have been up by 5% (nationwide) over the last few years, but after looking at the current numbers, industry predicts rental increases going forward to drop to around 3% (source: Realty & Kiplinger Letter Aug 22, 2016).Now that you have some of my background information...

.- Lower Interest Rates: Traditional mortgages typically offer lower interest rates compared to other financing options.Long-Term Stability: Fixed-rate mortgages provide predictable monthly payments over the life of the loan, which can help with budgeting.- Property options: Traditional mortgages allow for a wide range of property types, including investment properties.Cons:- Higher credit score requirements: Traditional mortgages often require you to have a higher credit score.- Larger down payment: The 20% down payment can be a significant upfront cost.