I'm probably too big a softie, lol, but when someone has been so pleasant to deal with and more than lived up to my expectations, I like to return the favor. 

Wow I’m shocked at all the commentary on amplify , A buddy of mine convinced me to sign up with them a couple months ago.

You’ll be shocked how many owners answer these calls.

Underwritten and all...I'm SHOCKED by the low appraisal at 124k...I begin to read through it The appraiser completely left out the 3rd unit, marked it down as a 2 unit.

Though the two appraisals were very similar in price...the first was appraised at $420,000 (The contract price was coincidentally $420,000) and the second appraisal when I purchased was $415,000 (Shockingly my contract price was $415,000) the way that they arrived at the prices was interesting.  

First there is a culture shock element.

Google "realtor murdered" and you'll be shocked by how many headlines pop up. 

You’d be shocked by how little actual screening many PMC’s do!

Shocking what the numbers look like in expensive areas!

Sounds like your loan officer is a doofus, as nothing here should shock someone with experience.FHA down payment multifamily 3.5%Conventional down payment1 Unit - 3%2 Unit 15%3-4 Unit 25%.Signed lease and security deposit, deposited, needed to offset debt from your current primary residence.