If I put the pieces together 45 seconds earlier I could have rammed the nissan with my ford excursion with a plow on front .

THIN FILES are ironically the new norm now that Credit Underwriting  and ID verification tends to be more strict.he's only 25 and assuming you have his SSN, DOB, and are running an address he's been at least a year, at least credit INQUIRIES themselves should have generated a file so if theres a thin file its one thing, but if he's really actually previously UNKNOWN then he is now instantly KNOWN to at least one of the big 3 at the moment u pulled the credit report. assuming those 3 pieces of ID (SSN, DOB, ADD) are all accurate, cuz if any of those 3 are 'novel', it will throw off the data and likely also give u a thin file flag.

I've seen houses sit for 6+ months that were fresh flips new everything top notch appliances good design... just awful labor...  

<g>  Now I am not Norm Abrams, not by a Long shot - but I have a nice wood shop and a lot of experience making pieces of wood fit together.  

My question is I would like to find them the private money and insert myself into the deal in exchange for piece of the profits or charge a higher percent than the private money charges.

I use him for everything and he always does a top notch job

The "price" of a piece of improved real estate can be re-characterized as the cost of attracting an owner, which takes into consideration all the neighborhood characteristics traditionally affecting the price of real estate.

You want the house and want a piece of ownership in exchange for being their "Advocate".

That being said, I can appreciate your concern and want everything to work in your favor without an obvious turnoff.This is a good argument for both testing as well as collecting competitive mail pieces for examination and critique.

Hi,     I'm in the process of buying a piece of vacant land in the middle of a developed neighborhood with houses.