If the loan is valued by the rents how do I calculate for the arv.Example6 Unit Property Cost - 850,000CURRENT RENT - 5,300ARV - ?

If you are doing delayed financing the loan would be based on LTC (loan to cost) and you would be getting purchase rates.

Anyways, I am a single mom of a 2.5 year old little girl, and at the age of 32 have finally gotten to a place where my financials are in order (I graduated from college a bit later in life after teaching acting and producing plays throughout my 20s!).

Definitely check in with @Joseph Chiofalo for Jumbo second home and investor loan products, we just had an unbeatable rate and appraisal waiver here on the coast. 

comped the final product type and calculated build costs.

I agree that it is best to get the zoning finalized before turning it into a residential unit. 

I'm also considering other options such as using a fix-and-flip loan to fund the purchase and rehab, then repaying it using the cash out refinance.

Hello , Im a Marine Corps veteran with a  VA home loan property.

This had 1031 written all over it until the end where you can't get a loan.

We also know the massive size of CRE loan would have more maturity in 2024/2025.