There is still a lot of opportunity.

My business partner and I have been coming across off-market deals and have a flip opportunity in Gresham and a lot in SE Portland for a new build.

I am considering using the entire basement as my new home office (given my job, I need a large space).

Purchase price: $135,000 Cash invested: $65,000 Sale price: $345,000 Had an opportunity to purchase this property from the owner...I own the next door home, it is an Airbnb.

I have almost no capital to start, but have a steady income from my day job.

There's so many catalysts for population and job growth (Intel, Honda, Amazon, Nationwide Hospital, etc).

consider the opportunity cost of doing this#1) sell house for cash or to a buyer with their own financing from a bank, etc and you get 315K at time zero, you invest that at historic SP500 8.4% return over last 220 yrs and it grows to $3,541,514.46#2) do owner financing and you get 100k up front that invested at 8.4% grows to $1,250,000, plus you get your payments at $1400 x 360 months or $502k, invested grows to $3,265,000 total including the 1.25 mil aboveso you come out 300k better not doing it and you don't have to service the loan and all the other risksremember banks don't even carry mortgage notes after origination, they dump them onto the US taxpayer via illegal-unconstitutional havens like Fannie/Freddie/HUD, and for last 15 yrs the FED has bought every MBS in the country, which frees up the Banks capital to do it again and make the real money on churning the points and feesplus will next 30 yrs have higher inflation than last 30 yrs?

The duplex will still work quite well if I need to pivot back to LTR and even mid term, but as stated before, the property is quite profitable when it was able to be done as STR.I see these challenges as new opportunities to grow and continue to learn and improve my craft.Thank you all,James

We discovered the Donna Kay deal through our partner, Seth Choate, who identified the opportunity in Nashville, TN.

I’m really trying to make this work because the assumable loan at 2.75% is a fantastic opportunity.