The Quicken prospectus for their IPO hit a few days ago. 36% of their business was from independent brokers, but only 13% of their revenue.

The house is outside of Kansas City, Missouri in Independence, MO, if that helps.

I have no W2 employees, and all the 1099 income I paid was to independent contractors who did work on my properties, but they do not have an employee employer relationship with me. 

We have a very low cost of living, a very diverse economy independent from one major industry, a growing number of hip start ups, moderate climate (yes, we do have snow in the winter..), but no hurricanes, earthquakes, droughts, wildfires and we sit on of the largest fresh water lakes in the world.It is a myth that Milwaukee does not appreciate.

@Manuel VicenteDefinitely need to talk to professional.At first glance, even if you use a LLC you probably will get caught up during an audit that you didn’t do an arms length transaction.

This pandemic has reaffirmed my goals of early financial independence and spending more time with my family. 

But, if this FHA loan file was audited (very rare, but possible), you may have some explaining to do. 

I don't have any regrets, as it allowed me to do this independently. 

Paul GettyIf money is your hope for independence you will never have it.

If you get audited you don't want to be caught commingling funds between personal expenses and 'business' expenses associated with your property.