But since that is the choice you have made: I don't know what it is like in Pueblo; but in Mesa County where I live there is a person on staff that walks you through the process and the necessary paperwork that needs to be filed (they don't fill it out for you - just provide the steps).

I have a choice to make on which lender to go with on my rental property refinance, however as I research each lender, I cannot find adequate information about their actual business practices.

An insurance agency could charge a fee as well but they'd have to show that too.If everything is the same on the policy (can be hard to tell with a cursory look at a quote) it's possible some of the internal risk information was changed a (such as year of update) and the underwriter changed pricing to reflect that.It's also possible one agency asked for pricing credits to get as close to a certain number (perhaps a number you told them based on the current policy) and the other agency was unaware of that number so they didn't ask for credits.That would be the most likely in most cases but it's odd since the quote was already created and given to you from The Hartford that it would change so much.By the way, your agent should be able to retake control of the quote quite easily with a signed BOR/AOR as discussed. 

If you’re having a hard time getting close to breaking even, I would definitely consider taking the smallest bedroom to make more from the primary bedroom rent. 

You're going to need 20% down plus closing costs for just about any loan product out there, DSCR included.

Then do a new charge before the next statement closes and pay off that one after. 

Nobody is probably happy with that arrangement...PM, listing agent or the tenant.I'm thinking you have 2 choices. 

Been closing some deals for some of my clients in 38109 and 38128 (Of all places) Lets connect!

But that was then now is now.. its all on bid 4 assets and the deals are nowhere as good as they use to be not even close.

Wholesalers now have to close on their deals before re-marketing the property, so the high volume teams will likely face capital constraints.