@Michael Guzik said it well when he said that many don't really care and are just in it for what they see as an easy and quick buck.My analogy is a gold rush or oil boom, everyone is chasing the hot investment sector right now similar also to the tech bubble in the late 90's. 

But somehow he went from AAA to junk foreign debt because he was chasing yields.  

The Chase line of credit is a joint account for his car which he is supposed to be paying on and has been sporadic in his payments.

Any tenant/applicant with security/privacy issues is going to make for a high maintenance tenant.I have far more important things to do with my time than chase after applicants that are intentionally jerking my chain.

I use chase home estimator to "run" quick comps to get an idea of what I'm looking at.

You can have 50 plus properties and spend your (or your employees) time issuing quit notices, chasing up after eviction paperwork and going to court or you can have them spend that time building on relationships with tenants and working with the ones that want to keep paying rent. 

Hey Marty, I appreciate you for asking...I got specific in regards to portfolio lending because of my personal goals in regards to purchasing MF units.Im a newbie but again I am looking to build relationships and if portfolio lenders are smaller lenders than the conventional (Wells Fargo, Chase, etc)--I would prefer to have a working relationship with portfolio lenders.I have aggressive goals, but I also understand the necessity of building a team and have a good network.I hope that make sense and answers your question.Originally posted by @Marty True:@Andre S Walters welcome to REI.

I'd just like to share my first buy and hold transaction that really highlights the thrill of the chase and the multitude of choices available to limit capital exposure and close deals successfully.This sale is a family sale, with gifted equity.  

Forget it.More than happy with JP Morgan Chase.

Yep people try to chase the golden goose.People need to think about things.