There were challenging grading issues and limited access from the street to bring in utilities.

This is great advice.  

This is one of the biggest insulation issues second only to the attic.

And some of these left HML in a tight spot borrowers could not access their draw money.. this happened just recently to Fund that Flip.. and their borrowers I know i got a call from one of them that was owed 300k in draws that was not coming.I can understand that rates aren't what they are when you close as when you get quoted, but if you offer a "rate lock" and use that term, you need to stick to it even if you aren't required by law to do so.

This made sense to me at the time as I wanted to not only invest in myself, but also him and his team. 

I hope this helps.

Sorry if I’m discouraging, but I’ve seen this movie before.

Would love to hear what’s worked for you and any tips you have for making sure the funds are in place to lock down a great deal.

Welcome to BP!

Eva, trying to answer your questions here that you dropped in the thread.1.)