Well you are in Virginia...and in Virginia an agent is required by law to have a buyer agency agreement with you before they can work with you.

PM) network- Risk toleranceand so on.And there are those that avoid residential like a bad cold and stay strictly office / retail.It can all work and it can all go horribly wrong.

I don't know if these are the state laws or if these are lender specific policies.Important to mention, the properties that I want to buy are in TX and I do not own these properties yet.I though it would be pretty simple for a lender to tell me what my refinance options (and costs) are if I tell them the value of the property, how much equity I currently have in it (100%) and my credit score.Am I approaching this the wrong way?

Many settlement agents --- especially non-lawyer ones --- can sometimes be profoundly mistaken about what the law says. 

I am strictly considering flips at this point not buy and holds. 

, and am a third-year law student at Villanova School of Law.  

There are challenges being an Out Of state Investor but I prefer being a novice in a landlord friendly state, our local market is not Landlord Friendly, laws are more in favor to tenants.

It depends on your state and local landlord/tenant laws and what the lease states about guests. 

By law you should be notified before entry regardless if you were the seller.

Laws may differ in Maryland (I can’t imagine they would differ THAT much though..) but I just took out a HELOC myself for that exact reason.