I know that it has a septic system, new dry well, public water.

As one of the few Power Brokers in the country, Developers give our clients incentives not offered to the general public.

I hope not, and if you can't understand why I said this...then it means you don't understand the ramifications.As far as a lender goes...their first priority is to PROTECT their funds in which they invested.

Any "fee" property management firm has the duty and responsibility to protect the property and welfare of the residents....sometimes this makes the property owners mad and they get upset.Individually itemizing the repairs may have gotten them to be less than your $100 threshold in your PM agreement; however, getting them all at once may really be your problem.

A notice was filed at the recorder's office by the lender's attorney signifying a public auction.

There are courthouse sales, tax liens, utility liens etc and then there are public auctions usually for REOs, foreclosures etc.Best thing to do is go to a number of them and watch and learn.Good LuckNavyDoc

For spyware protection, I have Spybot and windows defender.

:protest: :protest: :protest: :protest: :protest: :this info is public record aka FREE...Im sorry you got scammed but you could find this info by hitting the courthouse or opening a paper

Typically public entities must establish a longer period of possession than individuals.

And secondly, will quit claiming from a personal loan to a living trust help protect the assets rather than having to establish an LLC?