What are some of the considerations or pitfalls to this strategy where we would start renting a single family residence out, then convert to our primary residence after ~5 years.

These new rules can be frustrating and cumbersome.Moving Forward: Seeking A+ TenantsGiven these challenges, my strategy going forward is to focus on finding the best possible tenants.

With the Shenandoah River running right through the Valley, it makes any property on the river a hot item but could potentially add additional insurance to the property for being in a flood zone.

When you look at your insurance policy you will see that the replacement cost of the duplex is around $450,000.

I only spend about $976 per month and $515 per year on insurance. $95 for HOA (uggh HOA is difficult but still useful on certain things).

Starting with cash is a great strategy, but I would still consider using leverage to stay liquid for emergencies, which provides financial security.

I have bounced around between various plans and strategies that I want to pursue.

I had to change insurance policy type 18 hours before closing recently because… things change! 

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Heres the situation, and let me know what things to look for, how to come about this situation, what could be the best possible strategy to use, etc.