The terms are favorable to you and the cash can be used for anything, so those might be worth exploring.

Alternatively, you should be able to do a cash-out refi with a portfolio lender at a higher %LTV with less favorable terms no matter how long/short you've owned the property if it is stabilized.

Commercial loans for usually 5+ unit buildings still have certain net worth and liquidity requirements, but it doesn't necessarily matter nearly as much if you have 1 loan or 1000 loans (extreme number), because the financials of the building support the loan amounts way more than residential.However, I definitely do think there are tons of arguments in favor of going with SFH, I'm just a bit biased.

Fighting over a deposit return is often not worth the time in Montana as the laws are written solidly in favor of the tenants.  

From my research greene county, and Nelson county I think are the only ones in the area with laws that favor airbnbs so I would look there.

Yes NYC has just recently passed a few laws in favor of tenants.

This puts more of your assets at risk (and is why investors do not favor this strategy). 

If there is conflicting information in the lease, the court will usually favor the person who DIDN'T write the lease, because the lease writer should have been diligent to ensure there is no conflicting information.

I realize in theory anything can cash flow with enough down payment and favorable taxes, mortgage rates, etc-Im just curious as to what investors are seeing in their area with regard to that rule and after factoring in local taxes, insurance, repairs, etc.

This means that the ROI from creativity in deal finding paired with larger investors favors the approved housing investor.