I could do that with my own Heloc which I already have.The mortgage amount is modest, $425 a month, and a portion of the loan will go to pay off all of her credit card debt with very high interest which almost equals the monthly mortgage payment.

I am currently flipping to raise capital to put towards more flips and rental properties.

My electrician is able to get into just about any house with a credit card or an id.

The resullt shows his credit score is less than 500, with several outstanding, unpaid credit cards and crimal report shows he was in probation 10 years ago because of carrying weapon.

Listed below is a summary of my financial and credit profile: Income/Savings:94K annual income (58K from primary employer + 36K combined from part-time work)20K in savings and have an additional 20K towards a downpaymentCredit scores: TransUnion 649, Experian 665, and Equifax 637 as of 12/10/11; credit simulator claims that my scores should jump ~20 points if I pay off my credit card balancesDebt:About 3K in credit card debt; all currentAbout 380K in student loan debt (majority from medical school); but all student loans are current and in deferment.

I was born and raised about 10 miles from LaGrange...

I do, however, feel like I can leverage more because I have the capacity to raise money professionally. 2.5- D/E is something I am comfortable with with or without a fund though.

Ok I guess I'll keep trying to wholesale to raise the capital for a downpayment.

Government has involvement has only raised prices (artificially) and kept the wheels of capitalism from turning.

You are also correct,the more they spread the homes into the hands of smaller investors, the more it will mitigate mass movements in the market as each will have their own "plan".What is interesting in reading FHFA findings is that they are pushing for public/private money partnerships, no doubt making Uncle Sam the partial landlord in some grand socialist move.Though Carrington/OakTree just announced $415MM raised & dedicated toward the program.