@Risa Hind It is possible to use both accounts to buy a single property without combining the accounts.Your IRA can get loans, however, you will then have to file tax returns for your IRA.

And seems to not take into account the time value of money.

Everything they had build, in terms of their REI Portfolio, Bank Account Balances, their Personal Residence, etc. was lost, or they filed bankruptcy.

Hi Account Closed - we're looking in the east county markets, currently, but have some projects brewing in Vista.

I'll take all that into account 

This couple does not need more income, they need a budget.I posit that this couple makes $150,000 a year gross annual salary.  

Account Closed Yes it is a good deal.

I'm relatively new (3 years) to the accounting world and starting to save up for potential investment in real estate.

Account ClosedWe should connect, I have been networking with other newbies here in the East Valley to start a group where we can share information and network on some deals.I have been doing a lot of reading and listening to the podcasts here on bigger-pockets.I was at a point of analysis paralysis and so decided to start driving for bucks.I have managed to find my farm area and have generated a  list of potential deals.I have spent the last couple of nights qualifying my list by looking at county records etc.

Account Closed - my goal is primarily cash flow.